In-Home Care in Duluth, MN
There are 5 in-home care providers listed in Duluth, MN, St. Louis County, of which 5 accept the Elderly Waiver. Verify any provider's licence with the Minnesota Department of Health before you commit.
In-Home Care statewide · St. Louis County · Reviewed August 2026
In-Home Care providers in Duluth
See all 5 →
What we can tell you about in-home care in Duluth
- Providers listed
- 5
- Matched to an MDH licence
- 5
- Currently accepting
- 5
- Accept Elderly Waiver
- 5
Counts reflect what each provider has told us or what appears in public data, last reviewed August 2026. "Matched to an MDH licence" means we found the provider in the Minnesota Department of Health licensed-facility register; the licence number itself is shown on verified listings, and you can look any provider up yourself at MDH. A "checkable registry ID" is a federal NPI or CMS certification number — neither is a state licence. Always confirm current licensure with MDH before you sign anything.
Before you call anyone in Duluth
- What assisted living actually costs in Minnesota — Minnesota's median was $69,900 a year in the most recent survey that published state figures. Other sites quote widely different numbers, mostly because they measure different things. Here is which figure to trust and what you will actually be quoted.
- How to pay for long-term care in Minnesota — Medicare pays for almost none of it. Minnesota's real payers are private funds, Medical Assistance, the Elderly Waiver, Alternative Care, long-term care insurance and VA benefits — and four of them refuse to pay room and board. Here is the matrix.
- How to check a Minnesota care provider’s licence, inspections and ratings — Minnesota publishes more free oversight data than almost any state — and nobody explains which tool answers which question. Here is the routing table: who licenses what, where to look, what each tool cannot tell you, and why a good facility may show no rating at all.
- The Minnesota Elderly Waiver, explained for families — Who qualifies, the $3,000 asset limit, exactly what DHS will pay per month by case mix, how long the application takes, and the room-and-board rule that surprises almost everyone.
Common questions about in-home care in Duluth
How many in-home care providers are there in Duluth?
5 in-home care providers are listed in Duluth, MN on RightCare MN, within St. Louis County. Listings come from public business and registry data and are reviewed on a schedule rather than continuously. We do not hold state licence numbers for most providers, so confirm licensure with the provider and with MDH.
Source: MDH — Verify a Facility License
Which Duluth in-home care providers accept Medicaid waivers?
Of the 5 in-home care providers listed in Duluth, 5 accept the Elderly Waiver. Waiver funding pays for services and not for room and board, and a provider has to be enrolled with DHS before a waiver can pay it at all — so confirm both the waiver and the enrolment when you call.
Source: Minnesota DHS, "Elderly Waiver services in assisted living" (DHS-7935-ENG, 7-2024)
What types of in-home care are available in Minnesota?
Home care spans non-medical help (housekeeping, meals, companionship), personal care assistance with bathing, dressing and transfers — now delivered through Minnesota's CFSS program, which replaced PCA and the Consumer Support Grant on October 1, 2024 — and skilled home health such as nursing and therapy visits ordered by a doctor. Many agencies offer several levels, and the Minnesota Department of Health licenses home care providers as either Basic or Comprehensive.
How much does home care cost in Minnesota?
Genworth's 2024 Cost of Care Survey put the Minnesota median at $98,384 per year for a home health aide and $91,520 per year for homemaker services — both based on a full-time equivalent schedule, and both among the highest in the country (Minnesota ranked 4th and 5th nationally). Minnesota home care rose faster than most states that year: homemaker services were up 33%. Agencies quote hourly and usually set a minimum number of hours per visit, so ask for the hourly rate and the visit minimum together.
Will Medical Assistance pay for a personal care assistant in Minnesota?
Yes, through CFSS (Community First Services and Supports), which replaced the PCA program on October 1, 2024. Eligibility runs through an assessment. For people on a Medicaid waiver, Minnesota publishes the rate limits it will pay for home care services — for example a skilled nurse visit is capped at $105.07 and a home health aide visit at $80.62 under the rate limits effective April 1, 2026.
How do I verify a home care agency's license?
The Minnesota Department of Health licenses home care providers and publishes a searchable provider directory showing licensure status, address, and administrator. Ask the agency for its license number and check it against the MDH directory. Every RightCare MN listing shows the license number we have on file — and where we don't have one, we say so rather than showing a placeholder.
Source: MDH — Verify a Facility License
Sources
- MDH — Verify a Facility License
- Minnesota DHS, "Elderly Waiver services in assisted living" (DHS-7935-ENG, 7-2024)
- Genworth, 2024 Cost of Care Survey — Minnesota
- Minnesota Aging Pathways (formerly the Senior LinkAge Line), 1-800-333-2433 — Minnesota Board on Aging
Page last reviewed August 2026. Costs, waiver rules, and licensing requirements change — verify anything you rely on with the agency directly.